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Churches

From the Sunday offering to the year-end statement.

Take tithes and offerings online, keep every fund apart, send every giver a statement in your church's name and pay the people who serve, on one system of record. At charity rates, passed on to you.

Behind the words, a congregation in worship, hands raised in warm light. Beside them, Redbrook Community Church, a made-up Ohio church, on Cedar. With the Company setup block, its articles of incorporation are filed with Ohio, the IRS assigns its EIN, and it's tax-exempt as a church automatically. With the Banking block, two accounts open: the general fund, and the building fund kept apart. With the Payment links block, the ways to give float in: a QR code in Sunday's bulletin, Text GIVE to 12345 on the screen before the service, a Give button on redbrookchurch.org and a Facebook post, and text is chosen. Grace Kim texts GIVE to 12345, gets a reply with a link to the giving page and taps it. On the giving page she picks tithes and offerings and $50, and gives with one tap with Cedar Go, as the Hosted checkout, Payments and Fast Checkout blocks land. Then the church's dashboard, as four cards. Gifts coming in: Grace's $50 by text, the Okafor family's $400 monthly tithe by bank, Daniel Ruiz's $250 to the building fund and Hope Mensah's $100 to missions from Facebook. Taxes: a giving statement for every giver in the church's name, with intangible religious benefits only, 612 sent by January 31. Keep the books: tithes to the general fund, the building fund kept apart in its own account, and Sunday's deposit matched. Stay in good standing: the state report filed, board minutes on file and the next deadline on the calendar.

What your church gets done, block by block.

All sixteen blocks, by the five things a church needs.

Keep monthly giving going

Givers' cards kept safe, and declined gifts retried before they're missed.

Stay in good standing

1099s filed, state reports on time, and a new church formed if you're just starting.

Thank every giver

A giving statement for every giver, and a record of how your congregation gives.

Card fees on your giving

Enter what you take in card giving a year, up to $1,000,000,000.

Get up to$8,000per year more for ministry

On $1,000,000 of card giving a year, get up to $8,000 per year more for ministry.

The charity rate, passed on to you.

Card networks charge churches the same lower charity rate as other charities. Most payment providers keep the difference. We pass it on to you.

  • Tagged as a church from day oneYour giving runs under the card networks' category for religious organizations, which gets the charity rate.
  • The saving is yoursThe lower rate shows up in your price, not in our margin.
  • Ask for your rateTell us what your church takes by card, and we'll show you what your giving would cost.

Questions from churches.

Anything else? Book a call with us.

Do churches get charity rates?

Yes. Card networks give churches the same lower charity rate as other charities, and most payment providers keep that difference. We pass it on to you. Book a call and we'll show you your rate.

We don't have a letter from the IRS. Can we still join?

Yes. Churches are tax-exempt automatically, so many never apply for one. Tell us about your church and we'll walk you through what we need to verify it.

Do you send year-end giving statements?

Yes. Every giver gets a statement by January 31, in your church's name, with each gift and whether they received anything in return beyond intangible religious benefits.

Do we have to file a Form 990?

No. Churches don't file one. We handle what you do file: 1099s for the guest preachers and musicians you pay, and your state reports.

Can we keep the building fund separate?

Yes. Every gift is tagged to its fund in QuickBooks or Xero, and you can hold the building fund in its own bank account, so it's never spent on anything else.

Is a youth camp fee a gift?

No. When someone gets something in return, like a week at camp, it's a payment, not a gift. Take it with its own payment link, kept apart from giving, so it doesn't count toward anyone's giving statement.

We're planting a church. Can you set it up?

Yes. We form a nonprofit corporation in your state, get your EIN and open your accounts, and your giving page is ready for your first Sunday.

Does this work with our church management software?

Not directly today. Export your givers and their gifts as a spreadsheet any time and bring them into Planning Center or any other church database.

Start building.

Book a call and we'll show you what charity rates would save on your giving.

Prefer email? Write to hello@usecedar.co.