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Every rate, printed.

Access a complete payments platform with simple, pay-as-you-go pricing.

Published pricing for every block

Explore pricing for the full Cedar platform.

Payments, banking, payouts, the back office, your customers and your company, each priced on its own.

Payments

Take cards, bank transfers and wallets online, at pay-as-you-go rates.

Payments

Get paid through common payment methods.

Cards and wallets

Credit and debit cards, Apple Pay and Google Pay.

2.9% + 30¢per successful payment

ACH bank transfers

Customers pay straight from their bank account.

0.8%up to $5

Wire transfers

$15per wire

Chargebacks

When a customer disputes a card payment.

$25per chargeback

Settlement

Freeto your US bank account

Estimate a payment fee

See the standard transaction fee for one payment.

Enter $0.01 to $1,000,000, with up to two decimal places.

Card fee$3.202.9% + 30¢
ACH fee$0.800.8%, capped at $5

Estimate uses standard card and ACH rates. Wire and chargeback fees are listed above.

For one $100.00 payment, card fee $3.20. ACH fee $0.80.

Token vault

Own your customers' tokens without the PCI burden.

Vault

A PCI DSS Level 1 vault for your customers' cards, with network tokens and account updater.

$995per month20,000 stored tokens included

More tokens

$0.05per stored token over 20,000

Hosted checkout

Optimized checkout for your business.

Includedwith Payments

Payments orchestration

Each payment routed to the processor that suits it.

Custompriced with you

Money management

Hold, spend and send your money.

Banking

An interest-bearing balance for your treasury.

Free

$0forever

Everything a business needs to bank.

  • Business accounts, as many as you need
  • ACH and domestic wires
  • Bill pay
  • Sync to QuickBooks and Xero
Plus

$29per month

For teams that want more done for them.

  • Everything in Free
  • Reimbursements for any number of people
  • Approval rules for bills and transfers
  • More user roles
Pro

$299per month

For complex operations, with a person on your account.

  • Everything in Plus
  • A relationship manager at Cedar
  • Custom roles and permissions
  • Priority support
All plans include
ACH and domestic wires
FreeSent from your account
Bill pay
FreeBills read, approved and paid
International wires
$15Per wire, plus a 1% conversion fee on other currencies
Minimum balance
NoneNo overdraft fees either
Treasury

Put idle cash to work from a $250,000 balance. The annual management fee falls as your deposits grow.

$250K to $2M
0.60% a year
$2M to $5M
0.50% a year
$5M to $10M
0.40% a year
$10M to $20M
0.30% a year
$20M to $50M
0.20% a year
Over $50M
Talk to us

Cards and Spend management

Cards for humans or agents, with your controls.

Debit cards

Physical and virtual, for your team or your agents, spending straight from your balance.

Freeno annual fee

Spend in US dollars

Freeon every card

Spend in other currencies

3%of the transaction

Spend controls

Limits, merchant locks, approvals and receipt rules, for each card or team.

Free

Payouts

Sending ACH from your Cedar account is free with Banking. Payouts are for money sent from your own software by API, or by an AI agent within the rules you set.

ACH and domestic wire payouts

$0.59Per payout sent by API or by an agent

Back office

The books, the tax and the forms, kept for you.

Tax

Priced by the states and countries you're registered in. Registrations, returns and tax calculations are unlimited.

Monitor

Freeuntil you register

Know where you owe before you register anywhere.

  • Your sales tracked against every threshold
  • Told the day you cross one
  • Every US state and 130+ countries
Starter

$110per state or country a month

For businesses registered in fewer than 10 places.

  • Everything in Monitor
  • Registered where you owe
  • Tax at checkout, up to 50,000 sales
  • Every return filed and paid
Growth

Custompriced with you

For businesses registered in 10 places or more.

  • Everything in Starter
  • A lower price for each state or country
  • Back taxes worked out
  • A tax team on call

Compliance

1099s and 990s filed, bank accounts checked.

1099 e-filed with the IRS

W-9s collected before the first payout, and the 1099s filed at year end.

$2.99per form

1099 e-filed with a state

$1.49per form

1099 mailed to the payee

$2.99per form

Form 990-N

The e-Postcard, for gross receipts normally $50,000 or less.

$199per return

Form 990-EZ

Prepared from your books, for receipts under $200,000 and assets under $500,000.

$399per return

Full Form 990

Prepared from your books, with its schedules, for larger nonprofits.

$999per return

Form 1042-Ss

Filed for payments to people and companies abroad.

$2.99per form

Bank account checks

The account is real and belongs to the payee, before you pay it.

$0.78per check

Accounting

Transactions reconciled to the cent in your books.

Custompriced with you

Customer engagement

Reach customers and keep them.

Fast Checkout

Returning customers pay in a tap.

Includedwith Payments

CRM

Every customer and what they paid, in one place.

Includedwith Payments

KYC and KYB

Identity checks for the people and businesses you serve.

Custompriced with you

Corporate secretary

Form the company and keep it in order.

Show prices for

Company setup

Form your LLC, S Corp, C Corp or Nonprofit the right way.

Formation

An LLC, S Corp or C Corp in any state, with everything in the package.

$299 plus the state fee, or $0 plus the state fee with $5,000 in Cedar Banking.

Deposit $5,000 and we credit your Cedar formation fees back, up to $500, as soon as it lands.
Founder stock and 83(b) elections

For a C Corp or S Corp

$99

S Corp election

IRS Form 2553

$49

Registered agent after the first year

Cancel any time

$10 / monthor $99 / year

Formation

A nonprofit corporation in any state, with everything in the package.

$299 plus the state fee, or $0 plus the state fee with $4,000 in Cedar Banking.

Deposit $4,000 and we credit your Cedar formation fees back, up to $800, as soon as it lands.
501(c)(3) application, Form 1023-EZ

Plus the IRS fee of $275

$499

501(c)(3) application, full Form 1023

Plus the IRS fee of $600

$1,499

State charity registration

Plus the state's fee. Renews at $149 a year

$199 / state

Registered agent after the first year

Cancel any time

$10 / monthor $99 / year

Company management

Corporate records and filings, kept current.

The plan

One LLC, S Corp or C Corp, in its home state, with everything in the plan.

$29per monthOr $299 a year, plus government fees at cost.

Foreign qualification

Plus the state's fee. Registered agent there at $99 a year

$149 / state

Amendment

Name, address, shares or officers. Plus the state's fee

$99

Extra certificate of good standing

Plus the state's fee

$29

Mail forwarding

Physical mail sent on to you

$5 / piece

Dissolution

Close the company properly. Plus the state's fee

$199

The plan

One nonprofit corporation, in its home state, with everything in the plan.

$29per monthOr $299 a year, plus government fees at cost.

Form 990-EZ

Prepared from your Cedar books

$399

Full Form 990

Prepared from your Cedar books

$999

Charity registration renewal

Plus the state's fee

$149 / state

Foreign qualification

Plus the state's fee. Registered agent there at $99 a year

$149 / state

Amendment

Name, address or purpose. Plus the state's fee

$99

Dissolution

Close the nonprofit properly. Plus the state's fee

$199

Custom pricing.

Design a custom package— available for businesses with large payments volume or unique business models. Blocks marked Custom are priced with you on a call.

Nonprofits get charity rates.

Card networks charge registered 501(c)(3)s a lower charity rate on every card gift. Most payment providers keep the difference. We pass it on to you, so card gifts cost you less than the standard card rate.

Access a complete payments platform with simple, pay-as-you-go pricing, or contact us to design a custom package specifically for your business. hello@usecedar.co

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Prefer email? Write to hello@usecedar.co.