Payments that self-improve and grow your revenue.
Accepting the right payment methods is only the beginning. Cedar keeps improving itself from there, raising conversion, reducing chargebacks and reconciling on its own to your back-end systems.
- Cards
- ACH bank transfers
- Apple Pay
- Google Pay
$24.00Card · One-time
Self-improvement for conversion
We tune every transaction for conversion with network tokens, retries, 3D Secure and more, so more revenue rolls in.
Once, or on your schedule
Charge once, or weekly, monthly, yearly or on an interval you set. Every 11 days and every 14 months both work.
Self-reconciliation for finance
If you let us, we post every transaction in double entry, so it reconciles neatly into your accounting system.
No code to all code, build the UX you want.
Start with no code at all and move down the list when you want more control.
No code
Payment links
Share a link in an email, a message or a post. The customer pays on a Cedar page and you write nothing.
A page your app opens
Hosted checkout
Send the customer from your app to a Cedar-hosted pay page, then bring them back when it is done.
Full control
The API
Fully control the UI and UX of the checkout itself. This may require your own PCI DSS compliance.
Hosted checkout that optimizes conversion.
Provide a PCI DSS Level 1 Compliant checkout experience via payment links or from your own domain. We automatically optimize your payments so more revenue comes in.
- Card, ACH or wallet
- Apple Pay and Google Pay use the same checkout.
- Once or on a schedule
- A fixed amount, collected on the day you set.
- Payment links
- Send a payment link from the dashboard or the API.
$24.00Card · One-time
Follow one payment.
Let's follow one payment through a few of our building blocks and back into the system of record.
Sales tax, calculated wherever you sell.
The Tax block works out what to charge in the buyer's jurisdiction before they pay, so the total on the checkout is already right.
Accept payments however your customers want to pay.
The Payments block takes cards and ACH, through a payment link or a hosted checkout.
The money lands in your balance.
The Banking block provides an FDIC insured bank account. Great for easy settlement.
Your books, already balanced.
The Accounting block posts every step in double entry as it happens, and funds in transit close at zero.
Priced with taxTax
- Cold brew soda, 12-pack
- $22.06
- Sales tax, buyer's jurisdiction
- $1.94
- Total to pay
- $24.00
Worked out before the customer pays, not after.
No entry. A price is not a transaction: nothing has moved yet.
PaidPayments
- Card payment
- $24.00
- Cedar fee
- -$1.00
- Net
- $23.00
Payments optimized and accepted.
The sale Dr Cr Funds in transit 24.00 Sales 22.06 Sales tax payable 1.94 The processing fee Dr Cr Processing fees 1.00 Funds in transit 1.00 In your balanceBanking
- Opening balance
- $1,284.50
- This payment
- +$23.00
- Balance
- $1,307.50
Balances safe via an FDIC insured bank account.
Settlement Dr Cr Cedar balance 23.00 Funds in transit 23.00 In your booksAccounting
- Sale
- $24.00
- Processing fee
- $1.00
- Settlement
- $23.00
- Entries balanced
- 3 of 3
Posted as each event happened, not exported at month end.
Trial balance Dr Cr Cedar balance 23.00 Processing fees 1.00 Sales 22.06 Sales tax payable 1.94 Funds in transit 0.00 Totals 24.00 24.00
One reference, cdr_test_8F3K2P, from checkout to books.
It's all part of the bigger build.
Follow one payment from the checkout to your books. It passes through six blocks, and they fit together on one system of record.
A customer pays on Hosted checkout. The card goes into Token vault and comes out as a token. A second customer pays with another card, saved as a token of its own. Payments orchestration picks a processor: the first payment goes to Cedar for the highest approval rate, the second to Processor A for the lowest fee. Both are approved, and Accounting and Tax book each one with its fee and sales tax.
tok_7gq2x9Visa •••• 4242Mastercard •••• 4444Integrations for the modern world.
Bring your agents.
A plain-text guide to Cedar's public resources.
Test mode, same as live.
Take a test payment before we ask for a single document. The sandbox runs on the same platform as live, so what you test is what runs.
Start with the docs.
Integration paths and getting started.
- Webhooks that retry when delivery is uncertain
- API logs beside your keys in the dashboard
Cedar Merchant API
The published specification covers Health, API clients and API keys.
Start building.
Sign up and get a sandbox straight away. Take a test payment before we ask for a single document.
Prefer email? Write to hello@usecedar.co.