Skip to content

SaaS

From 0 to the moon: payments, banking, vendors and tax, handled.

Take monthly and annual plans with sales tax added at checkout, keep renewals paying, pay your cloud bills and contractors, and file every return, on one system of record.

Quillfox, a made-up AI note-taking company, on Cedar. On its checkout page, with the Hosted checkout block, Maya Chen picks the Pro plan at $49 a month, billed monthly. The Tax block adds $4.35 of New York sales tax, and she subscribes for $53.35 a month in one tap with Cedar Go, as the Payments and Fast Checkout blocks land. A month later her bank has reissued her card, and with the Token vault block the card on file updates automatically. The renewal is declined on the first processor, retried on a second with the Payments orchestration block, and paid. Then Quillfox's dashboard, as five cards. Payments: subscriptions coming in from Maya Chen, Brightwell Labs on the Team plan billed annually, Sam Patel and Northwind Studio by ACH. Banking: renewals settled to operating, sales tax set aside in its own account, and idle cash earning interest. Vendors: AWS on the infrastructure card within its limit, a contract designer paid by ACH with a W-9 on file, and the 1099-NEC filed in January. Tax: a threshold crossed in Texas and registered for you, VAT in the United Kingdom registered and filed, and every return filed and paid. Books and company: books closed in QuickBooks, Delaware franchise tax paid by March 1, and a board consent on file.

What your SaaS gets done, block by block.

All sixteen blocks, by the five things a software company needs.

Keep renewals paying

Cards updated when banks reissue them, declined renewals retried, and the customers likely to lapse in view.

Sales tax and VAT, handled

Added at checkout, and registered, filed and paid wherever you owe it.

Quillfox's saved cards

  • Saved cards1,284
  • Updated when a bank reissued them37 this month
  • Declined, retried and paid52 this month
  • Processors they can run onAny

Your customers' cards stay yours.

Most processors keep your customers' saved cards, so leaving means asking every subscriber for their card again. With Cedar, they stay in a vault you own.

  • In a vault you ownCustomers' cards are kept in Cedar's vault for you, not locked inside one processor.
  • Switch without asking againRun renewals on another processor without asking a single customer for their card.
  • Cards that keep payingNetwork tokens and account updater keep saved cards working when a bank reissues them.

Venture-backed? Start on Cedar for Startups.

$2,500 in payment fee credits and no platform fees for your first 12 months, with incorporation at state fees and your first year of company management free.

Questions from software companies.

Anything else? Book a call with us.

Can we take subscriptions?

Yes, recurring card and bank payments at a fixed amount and schedule, monthly or annual. Your app decides who has access. Usage-based billing, trials and plan changes aren't built yet.

Are you the seller of record?

No. You stay the seller, so your customers see your name and you keep the relationship. We add sales tax and VAT at checkout, register you where you owe it, and file and pay every return.

Is software taxable?

In some US states, and VAT or GST applies in most countries. Rules differ by state and by what you sell, so each product is sorted into its tax category, and we watch every threshold daily.

What happens when a renewal is declined?

We retry it on another processor before the customer lapses. Saved cards are also updated when a bank reissues them, so fewer renewals fail in the first place.

Can business customers pay by bank?

Yes, by ACH. Their bank account is confirmed open and in their name before the first payment.

Can we move from Stripe?

You can start new checkouts on Cedar today. Moving saved cards and existing subscriptions from Stripe isn't available yet.

Do we need to be venture-backed?

No. Cedar is for every early-stage US company. Venture-backed startups can also join Cedar for Startups for fee credits and a year without platform fees.

Start building.

Book a call and we'll walk you through your first subscription.

Prefer email? Write to hello@usecedar.co.